Empowering the Nation with Pradhan Mantri Jan Dhan Yojana: Join the Financial Inclusion Revolution with Union Bank of India!

Unlocking Financial Freedom: Join the Revolution with PMJDY - Union Bank of India

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Get Your Aadhaar Card with Ease: Find Aadhaar Enrollment Centers Near You!

With the objective of ensuring greater Financial Inclusion and increasing outreach of the banking sector, Banks have been permitted to use the services of NGOs/SHGs, Micro Finance Institutions (MFIs) and other Civil Society Organizations (CSOs) as intermediaries in providing Financial and Banking services through the use of Business Correspondent Model. Business Correspondent is an extended arm of the Bank Branch who is providing Financial and Banking services to the customers in unbanked and underbanked areas. Our Bank empanel Corporate Business Correspondents who in turn deploy Individual Business Correspondents at the allotted BC locations. At present Bank has empanelled 25 CBC and they have deployed 27192 BCS PAN India for serving unpenetrated and under penetrated geography of the country..

• Contact details of 27192 active BC as on 15.02.2026
• List of 34 Debt Recovery Agent

Services available at BC outlets:

Our bank is committed to delivering integrated banking, insurance, and pension services through a combination of traditional branches and branchless banking models. Our goal is to reach every household and member in 25,086 villages, as well as the 8,349 service areas allotted to the bank. Additionally, we aim to provide basic banking services in non-service area regions of metro, urban, semi-urban, and rural areas, including urban wards, through banking correspondents.

Our approach to financial inclusion centres around two key elements: countering exclusion from the payment system and formal financial services. Our bank's approach is rooted in the belief that every person has a fundamental right to access a bank account. We base this approach on the principle of 5A's: adequacy and availability of financial services to all sections of society through formal financial systems, awareness of financial services, affordability, and accessibility of appropriate financial products through a combination of traditional and alternative delivery channels, as well as technology-enabled services and processes. We strive to make financial services accessible to all, regardless of their background or socioeconomic status.

Our bank's Financial Inclusion vision strives to bring each member of every household in the country under the protective umbrella of banking. We aim to achieve this by opening savings accounts and providing access to various banking services, including microcredit, RuPay cards, Aadhaar-based services, financial literacy, women's empowerment, direct benefit transfers, insurance, and pension services.

With an unwavering commitment to reaching the unreached, we firmly believe that everyone, including the poor, is bankable. We are dedicated to extending financial services at an affordable cost to improve the quality of life for all those who have been deprived of formal financial institution services so far. Our ultimate goal is to help them achieve financial independence and stability, one step at a time.

Building Stronger Communities through Financial Education: Union Bank's Centre for Financial Literacy

Our bank has been recognized with numerous accolades and awards for our outstanding contribution towards financial inclusion and technological innovation.

We were honoured with the "Rising Star Award" by UIDAI for providing top-notch Aadhaar services. We also received the prestigious IBA Financial Inclusion & Technology award in the Large Bank category for three consecutive years from 2017 to 2019.

In addition, we were bestowed with the IBA Financial Inclusion award twice in 2015 and 2016 under the Medium Banks category.

Our commitment towards financial inclusion has been acknowledged by various organizations including PFRDA, SKOCH, and Economic Times, who have awarded us for our remarkable initiatives in this field. We were also recognized with a "Certificate of Recognition" by Elets Financial Inclusion & Payment Systems in 2015 for our noteworthy project IMPS.

These awards and accolades are a testament to our dedication and efforts towards achieving excellence in the banking sector.