General > Policies and Disclosures

Policies and Disclosures

The Board of Directors of the Bank have approved various policies for conducting the business of the Bank and for meeting with regulatory requirements. The policies and codes published by the Banking Codes and Standards Board of India [BCSBI] have also been adopted and implemented by the Bank. Mandatory disclosures have been as per regulatory requirements. These policies / codes / disclosures are now presented here for access by all interested persons and institutions, in compliance with regulatory rules in force.

Policy for Engagement of Statutory Central Auditors (SCAs) for Domestic Branches for the FY 2025-26 Policy for Engagement of Statutory Branch Auditors (SBAs) for Domestic Branches for FY 2024-25
Code Of Ethics THE BANKING COMPANIES (ACQUISITION AND TRANSFER OF UNDERTAKINGS) ACT, 1970
Credit Card Policy 2025-26 Services Offered to Visually Challenged persons
Statutory Central Auditors 2025-26

Code Of Bank's Commitment To MSME

POLICY FOR DECLARATION OF DIVIDEND FOR THE YEAR 2024-25 COMPENSATION POLICY 2025-26
GRIEVANCE REDRESSAL & CUSTOMER RELATIONS POLICY 2025-26 CUSTOMER RIGHTS POLICY 2025-26
CORPORATE SOCIAL RESPONSIBILITY(CSR) POLICY 2023-24 Anti Money Laundering
Website Maintenance & Archival Policy 2023-24 Policy on Bank Deposit 2025
POLICY FOR DETERMINING ‘MATERIAL’ Subsidiary 2025-26.  Related Party Transaction Policy 2025-26
Disclosure Policy 2025-26 CODE OF CONDUCT FOR PROHIBITION OF TRADING BY INSIDERS AND FAIR DISCLOSURE OF UNPUBLISHED PRICE SENSITIVE INFORMATION (UPSI) 2025-26
Policy on Settlement of Death Claim FY2025-26

Fair Lending Practices Code

MODEL POLICY ON COLLECTION OF DUES AND REPOSSESSION OF SECURITY Human Resource
Whistle Blower Policy 2025-26 Recovery Agents List
Code Of Bank'S Commitment To Customers Policy on collection of Cheques/ Instruments & Dishonour of Instrument FY2025-26
Basel-III Disclosures Banking Ombudsman Scheme
Policy on Co-Lending by Banks and NBFCs/HFCs 2025 Internal Ombudsman Scheme-2018
Key Managerial Personnel SDBR Policy 2023-24
Chief Vigilance Officer THE NATIONALISED BANKS (MANAGEMENT AND MISCELLANEOUS PROVISIONS) SCHEME, 1970
Code of Corporate Governance 2025-26 Code of Conduct for Directors and Senior Management
Union Bank of India (Shares and Meetings) Regulations, 1998 CORPORATE COMMUNICATIONS POLICY 2023-24
Privacy Policy 2023-24 Disclosure March 2022
Sustainable Financing Framework SPO-Sustainable Financing Framework
SPO-Sustainable Financing Framework 2026 Dividend Distribution Policy of the bank