Accounts & Deposit > Current account

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Union Micro Digital Current Account (UMDCA)

The solution is ideal for small traders and small/retail business owners whose daily sales are low. It is intended to assist their transition to a digital payment/settlement environment.

Current Flexi Deposit Scheme (CDFFD)

With a current account balance of at least Rs. 5 lakhs, various people including NGOs/Trusts/societies/Associations/clubs and other organizations can open a Union Flexi Current Deposit Account.

Union Classic Current Account (UCCA)

A premium current account specifically designed for businesses, corporate customers, and institutions.

Current Account( CDGEN)

A best business current account that makes banking easier and offers you more money control.

Current Flexi Deposit Scheme(CDFFP)

With a current account balance of at least Rs. 5 lakhs, various people including NGOs/Trusts/societies/Associations/clubs and other organizations can open a Union Flexi Current Deposit Account.

Current Deposit Product

Enjoy the best current deposit experience with a host of advantages, each one making it an ideal choice for managing day-to-day finances. Designed to meet the needs of both individuals and businesses, Current Deposits offer flexibility, convenience, and a range of features. With benefits such as seamless processes, overdraft facilities, transparent & competitive service charges and personalized services, you can effectively manage your funds and streamline financial operations. To embark on your financial journey, customers can choose from a variety of Current Deposit options below. These options allow you to select the account that best aligns with your financial goals and kickstart your journey towards efficient money management.

UNION UNNATI for women

The role of women in economic development cannot be underestimated. Women entrepreneurs have been instrumental in driving innovation, creating job opportunities, and fostering economic diversity. At our bank, we recognize the importance of empowering women and supporting their entrepreneurial journey. That's why we have introduced UNION UNNATI, a special current account designed exclusively for women. UNION UNNATI not only provides women entrepreneurs with their banking relationships but also offers a range of benefits and ease of banking. With concession rates, critical illness cover, and lifestyle benefits, this account is the perfect tool to help women achieve their entrepreneurial goals and contribute to local and national economic development.

Union Trade Current Account (UTCA)

Union Classic Current Account For Banks (UCCA-B)

This current account is specifically designed to meet the demands of various banks, including RRBs and cooperative banks. This product enables banks to send and receive money for free up to certain level.

Union Rera Current Account

This variant of account offers builders instant generation of account numbers for registration with Real Estate Regulatory Authority (RERA) and helps manage statutory obligations along with payment to utility providers, employees etc.

Union RERA Current Account scheme is a combination of three current accounts viz. Union RERA collection account (URCA), Union RERA project account (URPA) & Union RERA operative accounts (UROA)

Union Udaan: Current Account for Young Professionals

New Current Account Variant (Pearl, Emerald, Ruby, Sapphire, Diamond)

Features of New Current Account Variant


Segment Pearl Emerald Ruby Sapphire Diamond
MAB (INR) 50 K – 1 lac 1 lac – 5 lac 5 lac – 10 lac 10 lac – 25 lac 25 lac & above
Cash deposit (Monthly) 10 times the MAB. For non-base branch, the limit will be ₹1 lac/day 10 times the MAB. For non-base branch, the limit will be ₹1 lac/day 15 times the MAB. For non-base branch, the limit will be ₹1 lac/day 15 times the MAB. For non-base branch, the limit will be ₹1 lac/day 15 times the MAB. For non-base branch, the limit will be ₹1 lac/day
Cash withdrawal Home Branch-Free unlimited Home Branch-Free unlimited Home Branch-Free unlimited Home Branch-Free unlimited Home Branch-Free unlimited
(self) Non-home branch – 1L/day Non-home branch – 1L/day Non-home branch – 1L/day Non-home- 1 L/day Non-home – 1 L/day
Cheque book Free 50 leaves per quarter Free 100 leaves per quarter Free 200 leaves per quarter Free 300 leaves per quarter Free unlimited cheques
ATM cash withdrawals limit Daily limit of 75,000/ day Daily limit of Rs 1 lac/day Daily limit of 1L/day Daily limit of 2L/day Daily limit of 2L/day
ATM PoS limit Limit of 1.5 lac/day Limit of 3 lac/day Rs 3 lac/day Rs 5 lac/day Rs 5 lac/day
RTGS & NEFT charges Free unlimited Free unlimited Free Unlimited Free Unlimited Free Unlimited
DD charges Free up to 10 DD per month Free up to 15 DD per month Free Unlimited Free Unlimited Free Unlimited
Locker charges for area < 1800 cubic inches Standard charges 25% concession to Sole proprietor for the first year only. 50% concession on first year locker rent to the Sole proprietor for the first year only 75% concession on first year locker rent to the Sole proprietor for the first year only Lifetime waiver on the locker rent to the Sole proprietor up to currency of the account.
Minimum Balance Charges 250 + GST 500 + GST 1000 + GST 1500 + GST 2000 + GST


Segment Pearl Emerald Ruby Sapphire Diamond
MAB (INR) 50 K – 1 lac 1 lac – 5 lac 5 lac – 10 lac 10 lac – 25 lac 25 lac & above


Segment Pearl Emerald Ruby Sapphire Diamond
Debit cards for sole proprietor & up to 1 partner/director Free Issue of RuPay select/Visa signature or equivalent cards Free Issue of RuPay select/Visa signature or equivalent cards Free Issue of RuPay select/Visa signature or equivalent cards Free issue of Rupay HNI Emperio debit or equivalent cards Free issue of metal Rupay HNI Emperio debit or equivalent cards
AMC – Nil AMC – Nil AMC – Nil AMC – Nil AMC - Nil
Personal accident insurance up to the age of 70 yrs. NIL Total Complimentary Cover up to 10 lac for Sole Proprietor Total Complimentary Cover of 10 lacs for sole proprietor Total Complimentary Cover of 50 lacs for sole proprietor Total Complimentary Cover of 1 Cr for the sole proprietor
Term insurance up to the age of 60 yrs. NIL Cover up to 1 lac for Sole Proprietor Total Complimentary Cover of 2 lakhs for sole proprietor Total Complimentary Cover of 5 lakhs for sole proprietor Total Complimentary Cover of 10 lakhs for sole proprietor