Union Unicorn Rupay credit card

Category	NPCI Offering
Lounge Access & Concierge	8 Domestic and 2 International Lounge Access per annum via Priority Pass
	RuPay Exclusive Domestic lounge airport access
	Overseas Emergency Cash Concierge
Food and Dining	3 months Swiggy One Membership
Insurance	10Lacs of Personal Accident Insurance and Permanent Disability Cover
Travel & Hospitality	MMT- Discount of 10% on flights up to INR 1500 (Annual)
Lifestyle	Aromas Spa experience - per quarter
Shopping	Myntra Coupon Value: INR 250 per quarter
	Big Basket: Voucher worth 250 per quarter
	Nykaa: Voucher worth 500 per quarter
	Book My Show: Flat INR 250 off on purchase of movie tickets per month

Category	NPCI Offering
OTT	12 Month Amazon Prime/Hot star/Sony Liv/Zee5 Subscription

**Rewards structure proposed as follows:

S.No.	Particulars
1	Upon Activation: Spend min Rs 10000/- within 30 days & earn additional 4000 reward points.
2	Birthday Month: Earn 5X Rewards.
3	Monthly Milestone: Earn 5X rewards on spend of Rs. 20k & above.
4	Annual Milestone: - on reaching spend of Rs. 1L- Additional 2000 rewards point on reaching spend of Rs. 2L- Additional 2000 rewards point on reaching spend of Rs. 3L- Additional 2000 rewards point on reaching spend of Rs. 4L- Additional 2000 rewards point on reaching spend of Rs. 5L- Additional 2000 rewards point

Note:

On spend of each Rs. 100/-, customer earns 4 reward points subjects to eligible MCCs prescribed by Bank time to time.
Reward points earned against each Credit Card Customer ID (CC Cust ID) shall be capped at 10,000 per month (excluding milestone reward points).
The annual milestone Rewards Point are over and above the RP accrued every month to the customer & maximum milestone reward points should not exceed 10000.00
Exclusion of MCC which are not to be counted include: - Jewellery, Fuel, Cash withdrawal, Bitcoin, wallet loading, Alcohol, wine shops, Insurance payments.