Cards > Credit Cards > Union UNI-CARBON Credit Card

Union UNI-CARBON Credit Card

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Union UNI CARBON Credit Card is a co-branded card with HPCL and RuPay for savings on fuel purchase. Save up to 6.5% on fuel purchase. Card can be linked on UPI for quick Scan and Pay merchant payments.

Welcome Benefits

Up to Rs.300 by way of credit to the Bill. The Customer must purchase fuel worth Rs.300 and above at HPCL authorized fuel outlet within 60 days from activation of card

Cash Back Benefits

1) 16 reward which would be equivalent to Rs.4.00 cashback on every Rs. 100.00 on fuel spends for transaction value of Rs.500 and above at authorized HPCL outlets spend (i.e.,4% Cash back) up to a maximum of Rs.150 per billing cycle per card.

2) Additional 1.50% cash back in the form of 6 HP loyalty points on transactions made on HP Pay App of HPCL through UNI CARBON card. These points will be credited to HP Pay App.

3) Using the card for payment at HPCL outlets through HP Pay App: Cardholder can get 4% cash back(16 Reward points) and 1% fuel surcharge waiver to his card account and 1.50% cashback (6 pay back points) in their HP Pay wallet, i.e., a total 6.50% savings.

Reward Points per Rs.100 Spent

2 points for every Rs. 100 spend on non-fuel transactions (1 Reward Point = Rs. 0.25)

Surcharge on fuel purchase Waiver

1% waiver on transaction value of Rs.200 and above at HPCL outlets with a cap of Rs.100 per billing cycle.

Accidental Insurance Coverage

Rs.10.00 lakhs (Premium borne by NPCI)

Additional Rs. 10.00 Lakhs (Premium Borne by Card Holder)

UPI

RuPay Credit card can be linked on UPI and can be used for merchant payments on UPI

 

On reaching spends of Rs. 1,25,000 in a year cardholder will get additional points in the form of milestone rewards.

On reaching annual spends 

(in Rs.)

Additional rewards points earned

Cumulative rewards points earned

1,25,000

500

500

1,50,000

600

1,100

1,75,000

700

1,800

2,00,000

800

2,600

Customer will receive additional 1,000 rewards for every Rs. 50,000 spends beyond Rs. 2.00 lakh in a billing year.

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Frequently Asked Questions (FAQs)