The minimum loan amount is Rs.1 Lakh, and the maximum loan amount is up to Rs.100 Lakhs, depending on the value of the property.

Yes, the loan amount is inclusive of future interest up to maturity.

No, there is no prepayment penalty.

No, the borrower need not pay the loan amount in his/her lifetime.

The loan shall become due and payable only when the last surviving borrower dies or opts to sell the home or permanently moves out of the home to an institution or relatives.

As of date, the rate of interest is 12.15% (fixed), and the rate of interest is to be reset every five years.

In case the property is located in Metro, the loan to value is 90% of the assessed value of the property. In case the property is located in urban, the loan to value is 80% of the assessed value of the property. In case the property is located in other than metro/urban, the loan to value is 70% of the assessed value of the property.

Yes, you can opt for a combination of monthly payouts and a lump sum payment for medical purposes.

The minimum tenure of payment is 10 years.