The scheme is open to individuals and accounts can also be opened on behalf of a minor child as a natural/legal guardian. Only one account can be opened in one name.

The minimum subscription amount is Rs. 500/-, and the maximum subscription amount is Rs. 150000/- in a financial year.

The minimum period of a PPF account is 15 years and can be extended in a block of 5 years.

The minimum period of a PPF account is 15 years and can be extended in a block of 5 years.

Partial withdrawals are allowed anytime after the expiry of 5 years from the end of the year in which initial subscription was made. Loans can be availed anytime after the expiry of one year from the end of the year in which initial subscription was made but before the expiry of 5 years from the end of the year in which initial subscription was made. The loan amount can be up to 25% of the credit balance at the end of the second year immediately preceding the year in which the loan is applied.