The Kisan All-Purpose Term Loan is a loan offered by the Union Bank of India to farmers to meet their diverse farming needs, including crop cultivation, farm mechanization, land development, irrigation, and other related activities.

All farmers engaged in agricultural activities, including small and marginal farmers, sharecroppers, and tenant farmers, can apply for the Kisan All-Purpose Term Loan.

The maximum loan amount that can be availed under the Kisan All-Purpose Term Loan is Rs. 20 lakhs, depending on the creditworthiness of the borrower and the value of the collateral provided.

The repayment period for the Kisan All-Purpose Term Loan is flexible and can range from 9 years, depending on the amount of the loan and the borrower's repayment capacity.

The benefits of the Kisan All-Purpose Term Loan include easy and hassle-free processing, lower interest rates, flexible repayment options, and customized loan packages to suit the borrower's specific needs.