Yes, Sud Group Plans typically allow the addition of new employees to the plan during the policy term. Employers can coordinate with Union Bank to enrol new employees and provide them with the benefits offered by the group plan.

Coverage options can generally be customized by the employer based on the specific requirements of their workforce. Employees may have the opportunity to choose additional coverage or riders, subject to the employer's policy and plan provisions.

The continuation of coverage for employees after leaving the company depends on the specific terms and conditions of the Sud Group Plan. Some plans may offer portability options or conversion to individual plans. It is recommended to review the plan details or contact our customer service for information on post-employment coverage options.

Premium payments for Sud Group Plans are typically handled by the employer. The employer collects the premium amount from employees and makes the consolidated payment to Union Bank. Specific payment instructions will be provided by Union Bank based on the chosen plan.

Waiting periods, if applicable, may vary depending on the specific benefits offered by the Sud Group Plan. It is advisable to review the plan details or contact our customer service to understand the waiting periods for different benefits.