Permitted Applicants:

• Only Individuals (jointly with spouse)

Mode of Operation:

• Singly / Jointly (with spouse only)

Net Salary:

• ₹ 1,80,000 and above (per month)

Basis of Calculation of Net Salary:

• Single credit transaction of ₹ 1,50,000 & above, other than cash & interest from 25th to 10th of next month shall be treated as ‘salary’.
• Other credits (incentive, reimbursement, claim, bonus) received during the month for value more than ₹ 5,000 will also be reckoned as part of salary (20% of total credit to be treated as part of net salary)

Quarterly Average Balance:

• Nil

Type of Debit card:

• RuPay Select/RuPay Metal Debit Card

Debit Card charge:

ATM Access at own ATM:

• Unlimited

ATM Access at another Bank ATM:

• Unlimited

ATM Cash Withdrawal Limit:

• Up to ₹ 2,00,000 per day

ATM POS Limit:

• Up to ₹ 5,00,000 per day

SMS Charges:

• Free

Personalized Cheque Leaves:

• Unlimited

NEFT/ RTGS/ IMPS/ Demand Draft:

• Free

Doorstep banking:

• Free, once a Quarter

Locker facility (Allotment subject to availability, concession shall be extended manually at branch):

• 100% concession on locker charges on 1st year, 50% from 2nd year onward

Zero Balance account to family members (BSBDA):

• Available for 4 family members (Parents, Spouse, Siblings & Children)

Account closure - within 14 days or after 12 months:

• Nil charges

Account closure - between 15 days to 12 months:

• As per applicable charges

De-Mat Account:

• No registration charges, no maintenance charges for 1st year