General > Interest Rates - Loans And Advances
Interest Rates - Loans And Advances
MARGINAL COST OF FUNDS BASED LENDING RATE (MCLR) effective from 21.08.2026
| Tenor | MCLR |
| Overnight MCLR | 7.90% |
| 1 Month MCLR | 8.10% |
| 3 Months MCLR | 8.35% |
| 6 Months MCLR | 8.65% |
| 1 Year MCLR | 8.80% |
| 2 Year MCLR | 8.95% |
| 3 Year MCLR | 9.05% |
| Base Rate | w.e.f. 01/07/2026 | 10.60% |
| Bench Prime Lending Rate (BPLR) | w.e.f 01/04/2020 | 13.25% |
| EBLR (Repo Rate) | w.e.f 13/06/2026 | 8.00% |
- For Rate of Interest to MSME for account opened during April 2026 to June 2026 under various Schemes
- Interest Rates for Retail Loan Products
- Interest Rates for MSMEs
- Interest rates for Corporates
- Interest Rates for Rural and Agriculture Business
- Rates on Gold Deposit Scheme under Gold Monetization Scheme 2015
- Gold Loan Interest Rate table
- Rate of Interest on LAD/SOD against Deposit
- Penal Charges in Loan Account