General > Interest Rates - Loans And Advances
Interest Rates - Loans And Advances
Interest Rate of Lending based on Marginal Cost of Funds based Lending Rate (MCLR) from 11th February 2026 to 10th March 2026
| MCLR Tenor | Applicable MCLR(11.02.2026 to 10.03.2026) |
| Overnight MCLR | 7.80% |
| 1-month MCLR | 7.90% |
| 3-Months MCLR | 8.15% |
| 6-Months MCLR | 8.45% |
| One-year MCLR | 8.60% |
| Two-year MCLR | 8.75% |
| Three-year MCLR | 8.90% |
| Base Rate | w.e.f. 01/01/2026 | 10.55% |
| Bench Prime Lending Rate (BPLR) | w.e.f 01/04/2020 | 13.25% |
| EBLR (Repo Rate) | w.e.f 11/02/2026 | 8.00% |
- Rate of Interest to MSME for account opened during July -Sep 25 under various Schemes
- Interest Rates for Retail Loan Products
- Interest Rates for MSMEs
- Interest rates for Corporates
- Interest Rates for Rural and Agriculture Business
- Rates on Gold Deposit Scheme under Gold Monetization Scheme 2015
- Gold Loan Interest Rate table
- Rate of Interest on LAD/SOD against Deposit
- Penal Charges in Loan Account