General > Interest Rates For NRE
Interest Rates For NRE
The revised rates for different maturities for NRE Term Deposits, which will be effective from 11th February 2026 are given below:
|
Period |
Revised Interest Rate |
|
<Rs. 3 Cr |
|
|
1 Yr. |
6.30 |
|
> 1 Yr. to 399 days |
6.30 |
|
400 Days |
6.40 |
|
401 to 443 days |
6.30 |
|
444 days (New Slab) |
6.60 |
|
445 Days to 2 Yrs |
6.30 |
|
>2 Yrs to 996 days |
6.25 |
|
997 days |
6.20 |
|
>998 days to 3 Yrs |
6.25 |
|
> 3 Yrs to 10 Yrs |
6.00 |
- Interest rates are subject to change. Hence depositor should ascertain the rates as on the date of placement from the website.
- Aggregate value of deposits placed by a depositor on the day irrespective of the tenor of deposit will be taken for deciding applicable interest.
- In case of premature closure/withdrawal of NRE term deposits which have run for a period of 1 year and above, interest will be paid at the rate applicable for the run period with a penalty of 1%.
- No interest will be paid if the deposit is closed/withdrawn before completion of 1 year from deposit effective date.
- Please visit “Interest Rates – Deposits” section for rates on deposits of Rs. 3 crore and above.

