General > Interest Rates FCNR(B)/RFC
Interest Rates FCNR(B)/RFC
The details of revised rates of interest on FCNR (B) & RFC term deposits in the permitted currencies w.e.f. 30.05.2026 are given below:
(i) FCNR (B) Deposits (in USD & GBP currencies):
|
Maturity Period |
USD < 200,000 |
USD >= 200,000 |
GBP |
|||
|
Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
|
|
1YR<2YRS |
5.00 |
4.40 |
5.05 |
4.50 |
4.05 |
4.05 |
|
2YRS<3YRS |
3.90 |
3.55 |
3.90 |
3.60 |
3.00 |
3.00 |
|
3YRS<4YRS |
3.70 |
3.35 |
3.70 |
3.40 |
2.50 |
2.50 |
|
4YRS<5YRS |
3.30 |
3.00 |
3.30 |
3.05 |
2.50 |
2.50 |
|
5YRS ONLY |
3.40 |
3.05 |
3.40 |
3.10 |
2.50 |
2.50 |
(ii) FCNR (B) Deposits (for all other currencies except USD &
GBP):
|
Maturity Period |
JPY |
EUR |
CAD |
AUD |
||||
|
Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
|
|
1YR<2YRS |
0.20 |
0.20 |
2.75 |
2.75 |
3.00 |
3.00 |
3.75 |
3.75 |
|
2YRS<3YRS |
0.01 |
0.01 |
2.05 |
2.05 |
2.75 |
2.75 |
3.50 |
3.50 |
|
3YRS<4YRS |
0.01 |
0.01 |
1.55 |
1.55 |
2.50 |
2.50 |
3.00 |
3.00 |
|
4YRS<5YRS |
0.01 |
0.01 |
1.55 |
1.55 |
2.50 |
2.50 |
3.00 |
3.00 |
|
5YRS ONLY |
0.01 |
0.01 |
1.55 |
1.55 |
2.50 |
2.50 |
3.00 |
3.00 |
RFC Deposits:
|
MATURITY PERIOD
|
USD < 200,000
|
USD >= 200,000
|
GBP
|
JPY
|
EUR
|
CAD
|
AUD
|
|||||||
|
Existing
|
Revised
|
Existing
|
Revised
|
Existing
|
Revised
|
Existing
|
Revised
|
Existing
|
Revised
|
Existing
|
Revised
|
Existing
|
Revised
|
|
|
TERM DEPOSITS
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
6 M to <1 YR
|
5.00
|
4.40
|
5.05
|
4.50
|
4.05
|
4.05
|
0.20
|
0.20
|
2.75
|
2.75
|
3.00
|
3.00
|
3.75
|
3.75
|
|
1 YR to <2 YRS
|
5.00
|
4.40
|
5.05
|
4.50
|
4.05
|
4.05
|
0.20
|
0.20
|
2.75
|
2.75
|
3.00
|
3.00
|
3.75
|
3.75
|
|
2 YRS to <3 YRS
|
3.90
|
3.55
|
3.90
|
3.60
|
3.00
|
3.00
|
0.01
|
0.01
|
2.05
|
2.05
|
2.75
|
2.75
|
3.50
|
3.50
|
|
3 YRS
|
3.70
|
3.35
|
3.70
|
3.40
|
2.50
|
2.50
|
0.01
|
0.01
|
1.55
|
1.55
|
2.50
|
2.50
|
3.00
|
3.00
|
Notes:
- Interest rate for term deposits upto 3yrs are in line with FCNR (B) Term Deposits.
- Staff RFC interest rates will be paid with addition of 0.25% on above mentioned rates.
- The Rate of Interest offered by our bank for RFC saving deposits are as under:-
| Currency | USD | GBP | EUR | JPY | CAD | AUD |
| Rate of Interest (%) | 0.50 | 0.50 | 0.01 | 0.07 | 0.50 | 0.50 |
Interest Rates for USD currency
The details of revised rates of interest on UBI Unique FCNRB (B) term deposits in the permitted currencies w.e.f. 23.06.2026 are given below:
| Maturity Period | USD Less than 1 million | USD 1 million and above |
| 3 Years and less than 4 Years | 6.10 | 6.20 |
| 4 Years and less than 5 Years | 6.25 | 6.40 |
| 5 Years | 6.45 | 6.60 |