Our Mission

Environmental Responsibility

We are committed to minimizing our environmental impact by reducing carbon footprint, conserving energy, and promoting sustainable practices. Our goal is to operate in an eco-friendly manner that supports the health and well-being of our planet.

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Social Responsibility

We strive to make a positive impact on society by fostering a diverse and inclusive workplace, supporting community initiatives, and ensuring the well-being and development of our employees. We believe in fair treatment, respect, and equal opportunities for all.

Governance

We uphold the highest standards of ethical conduct, transparency, and accountability in our business operations. Our governance framework is designed to ensure responsible decision-making and to protect the interests of our stakeholders.

ESG Highlights

• Net-zero target by 2035 (Scope 1 & 2)
• ₹39,363 Cr in green finance (June’26)
• ESG governance via Board, Risk Management Committee, ESG Steering Committee
• Strategic roadmap FY26–30: AI-driven banking, ESG advisory, climate tech, carbon credit trading

Environmental Initiatives

• Climate Risk Management:
  • ICAAP-aligned scenario analysis (NGFS, CMIP6, CLIMADA)
  • Sectoral PD delta analysis
• Biodiversity & Nature:
  • TNFD LEAP pilot with ₹250+ Cr loans

Social Impact

• CSR Projects:
  • ₹61.69 Cr spent across 147 projects
  • 3.16 lakh trained via RSETIs (71% women)
• Financial Inclusion:
  • PMJDY: 340 lakh accounts
  • PMSBY: 42.81 lakhs enrolments
  • PMJJBY:13.22 lakhs enrolments
  • APY: 9.37 lakh enrolments
• Human Capital:
  • 73,885 employees
  • 23.10 lakh learning hours
  • DEI policies with 58.49% SC/ST/OBC representation

Governance & Compliance

• Board Approval: Comprehensive ESG Risk Framework with clear authority delegation
• Quarterly Oversight: Regular committee meetings with Board leadership
• Strategic Integration: ESG principles embedded in all major business decisions
• Implementation Focus: Dedicated ESG Cell driving organization-wide transformation
• Cybersecurity & Risk:
  • ISO 27701/27001 certifications
  • 24x7 Cyber Security Operations Centre