Union Samriddhi – Exclusive Account Savings for Women

Free Cancer Care Insurance Coverage - Receive a sum assured of Rs. 5 lakhs on the detection of Breast, Ovarian, or Cervical cancer, offering financial support during challenging times.
Free Personal Accident Cover - Enjoy a personal accident cover of Rs. 5 lakhs (in case of death), providing security for you and your loved ones.
Free Air Accident Insurance - Benefit from a free air accident insurance cover of Rs. 50 lakhs, ensuring comprehensive coverage during air travel.
Concession in Retail Loan Processing Charges - Avail a 50% concession on processing fees for home loans of Rs. 1 crore and above, and a 25% concession for loans below Rs. 1 crore and other retail loans.
Concession in PAPL Interest Rate - Enjoy a 0.05% concession in the applicable interest rate for loans up to Rs. 5 lakhs under the PAPL Scheme, making borrowing more affordable.
Locker Rent Concession - Receive a 50% concession in the first-year locker rent, providing safe storage for your valuables.
Service Charge Benefits - Enjoy free SMS charges, personalized cheque leaves up to 20 leaves per year, and free NEFT/RTGS/IMPS transactions and monthly statements, ensuring hassle-free banking.

Frequently Asked Questions (FAQs)

Who is eligible to open a UNION SAMRIDDHI savings account?

What is the minimum average balance requirement for UNION SAMRIDDHI?

Can I open a joint account under UNION SAMRIDDHI?

What type of debit card will I receive with UNION SAMRIDDHI?

Are there any restrictions on ATM transactions?

Will my savings in UNION SAMRIDDHI earn any interest?

What are the lifestyle benefits provided by UNION SAMRIDDHI?

How can I avail the concessionary benefits in loans and services?

Is there any concession in locker rent with UNION SAMRIDDHI?

Are there any charges for SMS alerts on transactions?