Rate of Interest > Interest Rates- Domestic/ NRO Term Deposit
The revised rates for different maturities for Domestic/NRO Term Deposits, which will be effective from 11th February 2026 are given below:
|
Period |
Revised Interest Rate |
|
< Rs. 3 Cr |
|
|
7-14 Days |
2.75 |
|
15 -30 Days |
3.00 |
|
31-45 Days |
3.25 |
|
46 -90 Days |
4.50 |
|
91-120 Days |
4.75 |
|
121-180 Days |
5.50 |
|
181 -270 Days |
5.75 |
|
271-364 Days |
6.10 |
|
1 Yr. |
6.30 |
|
> 1 Yr. to 399 days |
6.30 |
|
400 Days |
6.40 |
|
401 to 443 days |
6.30 |
|
444 days (New Slab) |
6.60 |
|
445 Days to 2 Yrs |
6.30 |
|
>2 Yrs to 996 days |
6.25 |
|
997 days |
6.20 |
|
>998 days to 3 Yrs |
6.25 |
|
> 3 Yrs to 10 Yrs |
6.00 |
Union Bank of India offers an additional rate component to resident senior and super senior citizens on term deposits up to Rs. 5.00 Crores in all of its domestic term deposits scheme.
The additional rate component, applicable to resident senior citizen deposits is 0.50% over and above the normal rates displayed above.
The additional rate component applicable to resident super senior citizens is 0.75% over and above the normal rate displayed above (0.25% over and above rate applicable to resident senior citizen). The additional rate on super senior term deposits would be applicable for the term deposits opened/renewed on or after 01.12.2022.
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Interest rate are subject to change from time to time.
Savings Bank Deposit rates
Savings Bank Deposit rates W.e.f. 29.07.2025 will be as under:
| Credit Balance | Interest Rate (annual) |
|---|---|
|
Up to Rs 50 Lakhs |
2.50% |
|
> Rs 50 lakhs to Rs 100 Crs |
3.00% |
|
> Rs 100 Crs to Rs 500 Crs |
3.40% |
|
> Rs 500 Crs to Rs 1000 Crs |
4.25 % |
|
> Rs 1000 Crs to 2000 Crs |
4.50 % |
|
Above Rs 2000 Crs |
4.75 % |
Interest will be calculated on daily product basis and will be credited every year on quarterly basis in the months of April, July, October and January.