Union ease is a Mobile Banking application launched by Union Bank of India, offering innovative features that integrates Banking, Lifestyle & Investment into a single mobile application. You can view account related information, transfer funds, pay bills, recharge your mobile and a lot more using this application.

The app is supported on devices with the following operating systems:

• Android: Version 11 or higher
• IOS: Version 17 or higher

You can download the Union ease from the Google Play Store for Android devices or App Store for ios devices.

Both existing Union Bank of India customers and new users can use Union ease. New users can open a digital savings account through Union ease.

You need to have a Smartphone, Active mobile data and an active Debit Card or Branch generated token.

Customers of Bank having SB/CD/OD/CC accounts can use Union ease. The account must be KYC compliant. Companies, Trust, HUF and Partnership Firms are not eligible to avail Union ease services.

No, to ensure the security of your account you can only use the application on one handset at a time.

Customer will be able to view all the eligible accounts linked to the customer id.

You can reset your Login PIN by clicking on Forgot Login PIN on Pre-Login page or by visiting My profile section post login.

Users can perform the multi-factor authentication (MFA) and reset Login PIN using Debit card or Branch generated token.

You can reset your Transaction PIN by visiting My profile section post login.

All you need to do is Go to Accounts section and click on the account.

Alternatively, you can select any of your operative account as Primary Account and do balance enquiry on the pre-login page itself by authorizing using Login PIN.

For transferring money, you can navigate to “Send Money”. Fund Transfer can be made either by adding the third party as Beneficiary or Fund transfer without adding third party as beneficiary and using Quick fund Transfer with a cap of maximum Rs. 50000 per day.

For adding a third party as beneficiary, you can visit Pay & Transfer and then click on Manage Payee option to add a beneficiary.

After adding a beneficiary, the user can view their details under ‘Pay & Transfer > Manage Payee.’ For your safety, the beneficiary will be active and available for fund transfers after the cooling period of 3 hours.

Fund transfer without adding third party as beneficiary can be done using Quick fund Transfer with a cap of maximum Rs 50000 per day at present.

You can transfer maximum Rs. 10,00,000/- using Union ease in a day. The various limits can also be viewed by navigating to Transfer Limit under Pay & Transfer in Union ease.

Bills can be paid for Utilities such as Electricity, Water Tax, Mobile Recharge, DTH payment etc. Further, new utility categories added under BBPS platform also appear under Bill Payment

You can block debit card by navigating to Debit Card under Pay & Transfer and selecting Block/Unblock under Manage Debit card.

Yes, you can open fixed deposit through Union ease

UPI services can be availed on Union ease by creating UPI ID and setting UPI PIN.

The existing nominee can be updated through Mobile Banking. You will receive an SMS and an e-mail upon updation of the nominee details.

• Displays the total deposit balance (Savings, Current, Fixed Deposits, etc.)
• Cards for each account, showing respective balances
• Account balances are masked by default, with an option to unhide

• Displays cards for each loan account, showing the outstanding amount 
• Amounts are masked by default, with an option to unhide

• Displays cards for each linked credit card
• Information such as credit limit, outstanding amount, and card number is masked by default, with the option to unhide

Displays cards for all investments (other than fixed deposits) held with the Bank such as PPF, SSA etc.

Users can add up to six Quick Tasks on the homepage. To customize them:

• Tap on the “Customize” link.
• The “Customize Quick Tasks” page will appear.
• Tap “Edit” to reorder or prioritize tasks.

The Pay & Transfer section includes features such as:

• Send Money
• Manage Payee
• Standing Instructions
• Debit Card 
• NCMC Wallet
• Set Transfer Limit
• Recent Transactions
• Pay to Mobile
• BHIM UPI

To view all loan options, navigate to the Loans section on the homepage and tap “View All.” Available loan types include:

• Vehicle Loan
• Personal Loan
• Nari Shakti
• Education Loan
• Shishu Mudra
• Kisan Credit Card
• Kishore and Tarun
• Loan Against Deposit
• Union Digital Ease
• Pre-Qualified Business Loan
• PM Vishwakarma
• WC Enhancement
• MSME Superfast
• Gold Loan
• Kisan Tatkal
• Roof top solar

To view all options, go to the Invest & Insure section on the homepage and tap “View All.”

Available Investment Products:

• Fixed Deposit
• Recurring Deposit
• PPF
• SSA
• Investments & Stocks
• IPO (ASBA)
• Union Mutual Fund

Available Insurance Products:

• PMJJBY Insurance
• PMSBY Insurance
• Other Insurance

Visit the Service Request section and tap “View All” to access the following services: 

• Balance Certificate
• TDS Certificate
• Loan Interest Certificate
• Dep. Interest Certificate
• Card Services
• Cheque Services
• Form 15G/H
• Form 16/16A