“Unlock Elite banking experience with our SBHNI prime account.”
Higher Transaction Limits: Access higher daily ATM withdrawal and point-of-sale transaction limits, providing you with greater financial flexibility and convenience.
Premium Debit Card: Enjoy the prestige of a Rupay Select or Visa Signature debit card, offering exclusive perks such as complimentary access to airport lounges, discounted gym memberships, golf privileges, spa services, and more.
Complimentary Personal Accident Insurance: Receive a substantial personal accident insurance cover of up to Rs. 50 lakhs, ensuring financial security and peace of mind for you and your family.
Free Air Accident Insurance: Get complimentary air accident insurance coverage of Rs. 100 lakhs, safeguarding you during air travel.
Enhanced Banking Services: Benefit from personalized services, including doorstep banking, personalized cheque leaves, and access to a dedicated relationship manager who will cater to your unique banking needs.
Concessions and Discounts: Avail of attractive concessions, including reduced locker rent, processing fee waivers on home loans, concession in interest rates on retail loans, and cash handling charges.
Exclusive Offers and Rewards: Enjoy a range of exclusive offers and rewards from selected partner merchants, earning reward points on every transaction made with your debit card.
Frequently Asked Questions (FAQs)
Who is eligible to open SBHNI-Prime account?
All individuals who are eligible to open savings bank accounts can open an SBHNI-Prime account.
What is the minimum Quarterly Average Balance (QAB) required for SBHNI-Prime?
To enjoy the benefits of SBHNI-Prime, a minimum Quarterly Average Balance of Rs. 10,00,000 is required.
What type of debit card is offered with SBHNI-Prime?
You can choose between Rupay Select or Visa Signature debit cards, each offering their unique privileges and benefits.
Are there any charges for the debit card?
No, the issuance charges, annual maintenance charges, and ATM access charges are waived for SBHNI-Prime account holders.
What are the insurance coverage benefits provided with SBHNI-Prime?
SBHNI-Prime offers complimentary personal accident insurance coverage, including death, permanent and partial disability, with additional coverage provided by NPCI for RuPay Select cardholders.
What are the additional benefits offered with SBHNI-Prime?
Additional benefits include free SMS charges, NEFT/RTGS/IMPS transactions, add-on debit cards for spouse, concessional rates on forex transactions, door step banking and availability of superfine forex rates.
Can I avail of a relationship manager with SBHNI-Prime?
Yes, SBHNI-Prime account holders are assigned a dedicated relationship manager who will cater to their unique banking needs.
Are there any concessions or discounts available with SBHNI-Prime?
Yes, SBHNI-Prime offers various concessions, such as reduced locker rent, processing fee waivers on home loans, concession in interest rates on retail loans, and cash handling charges.
Can I earn reward points with the SBHNI-Prime debit card?
Yes, you can earn reward points on every POS/e-commerce transaction made with your SBHNI-Prime debit card.
Can I access exclusive offers and rewards with SBHNI-Prime?
Yes, SBHNI-Prime account holders can enjoy exclusive offers and rewards from selected partner merchants, providing additional value and benefits.