|
Gross Salary (Average of last 3 months gross salary)
|
Less than ₹ 25,000/- per month
|
|
Quarterly Average Balance
|
Nil
|
|
Type of ATM Card
|
Platinum
|
|
Debit Card Charges
|
Issue charge – Free
Annual Maintenance
Charge - Free
|
|
ATM Cash Withdrawal Limit
|
₹ 75000/- per day
|
|
POS Limit
|
₹ 1,50,000/- per day
|
|
Free ATM card access at own ATM
|
5 transactions (Financial) + nonfinancial Per Month
|
|
Free ATM card access at other ATM
|
3 transactions (financial + nonfinancial) per month at Metro or 5
transactions (financial + non-financial) per month at other lefts
|
|
FREE Personal
Accident
Insurance to
Armed Forces
(Army, Navy, Air
Force, AR, BSF,
CISF, CRPF,
ITBP, NSG, SSB)
|
With account
|
₹ 2 Lakhs (Death)
|
|
With debit card*
|
₹ 2 Lakhs (by Bank)
₹ 2 Lakhs (additional by NPCI for RuPay
Platinum)
|
|
FREE Personal
Accident
Insurance for
Central/State
Govt, PSU
Employees,
Police
|
With account
|
₹ 2 Lakhs (Death)
|
|
With debit card
|
₹ 2 Lakhs (by Bank) ₹ 2 Lakhs (additional by NPCI for RuPay Platinum)
|
|
FREE Personal
Accident Insurance for others
|
With account
|
₹ 2 Lakhs
|
|
With debit card
|
₹ 2 Lakhs (by Bank) ₹ 2 Lakhs (additional by NPCI for RuPay
Platinum)
|
|
FREE Air Accident Insurance with debit card*
|
₹ 5 Lakhs
|
|
Free Hospital Cash (Mediclaim) for IPD
|
Nil
|
|
Personalized Cheque Book
|
40 leaves free per year
|
|
Temporary Overdraft
Facility
|
90% of the one-month net salary with maximum of ₹ 20,000 in the same account.
|
|
SMS Charges
|
As per Applicable charges
|
|
Free Remittances From the Account
|
2 pm (Max. ₹ 25000/- pm) DD/NEFT
|
|
RTGS
|
As per Applicable charges
|
|
IMPS
|
As per Applicable charges
|
|
Locker facility (Allotment subject to availability, Concession shall be extend manually at branches)
|
Normal Charges
|
|
Processing fee for Home loan of Rs 25 lacs and above
|
100% concession
|
|
Processing fee for Home loan below Rs 25 lacs
|
50% concession
|
|
Processing fee for retail loan (other than Home loan) scheme
|
50% concession
|
|
Rate of Interest on Home loan
|
0.05% p.a. concession in applicable ROI
|
|
Rate of Interest on Vehicle loan
|
0.10% p.a. concession in applicable ROI
|
|
Rate of Interest on
Education loan more than
₹ 7.5 lacs for study abroad
/ premier institution
|
0.10% p.a. concession in applicable ROI
|
|
Rate of Interest on Mortgage loan
|
0.10% p.a. concession in applicable ROI
|
|
Rate of Interest on Personal loan
|
0.10% p.a. concession in applicable ROI
|
|
Joint A/c Facility with spouse
|
Yes
|
|
Zero Balance account to family members (BSBDA)
|
Available for 3 family members (Spouse,2 Children)
|
|
Account closure -within 14 days or after 12 months
|
Nil
|
|
Account closure -Between 15 days to 12 months
|
As per applicable charges.
|
