IndiaFirst Life Plan is a pure protection plan which offers an insurance cover on your life. The plan secures your family members/ loved ones in case of life assured’s demise.

This plan may include the 'Life Assured', the 'Policyholder', the 'Nominee(s)' and the 'Appointee'.

Life assured is the person, on whose life the plan depends. The plan ends and the benefit is paid out on the life assured's death.

Any Indian citizen can be the life assured, subject to,

A Policyholder is the person who holds the plan. The Policyholder may or may not be the life assured. A Policyholder must be at least 18 years old while applying for the plan. You can choose a nominee under that plan if you and the life assured are the same.

A nominee(s) is the beneficiary under the plan who receives the death benefit in case of the life assured’s demise. The nominee(s) is appointed by you, the policyholder. The nominee(s) can even be a minor (i.e. below 18 years of age).

An appointee is the person you can nominate at the time of buying the plan in case your nominee(s) is a minor. The appointee receives the benefits under the plan and holds the same till the nominee(s) attains 18 years of age.