This is a non-participating, non-linked, individual, savings life insurance policy which not only provides a shorter pay commitment of 5 to 12 years but also gives you savings and protection in a single policy. Not just this, the policy will also ensure, continuation of your life cover benefit even in case you miss to pay one premium, thus protecting your family with a continued life cover for one year. This policy will also take care of your liquidity needs through its Loan facility.

The IndiaFirst Life Guaranteed Benefit Plan offers specific features and benefits as per the policy terms and conditions. However, customization options may vary based on the plan chosen.

If you stop paying premiums, your policy may lapse or become inactive. It's important to pay premiums on time to ensure the continuity of your policy and avoid any potential loss of benefits.

The sum assured is generally determined at the time of policy purchase and remains fixed throughout the policy term. Changes to the sum assured may not be possible during the policy term.

Yes, you can surrender your policy after completing the lock-in period mentioned in the policy terms and conditions. The surrender value, as applicable, will be paid to you upon surrendering the policy.

Yes, certain guaranteed benefit plans allow you to avail of a loan against the policy's surrender value. The terms and conditions for availing of a loan may vary based on the policy.

The premium amount for the guaranteed benefit plan is generally fixed throughout the policy term. It's advisable to review the policy documents for specific details regarding premium payment.

Yes, a lapsed policy can be revived within the specified period mentioned in the policy terms and conditions. The revival process may require payment of outstanding premiums and additional charges as applicable.

It's important to inform the insurance company about any changes in your contact details or address. You can update your details by contacting the insurer's customer service or through their online portal.

To file a claim, the nominee or beneficiary needs to inform the insurance company by submitting a duly filled claim form along with the required documents such as the death certificate, policy document, and nominee details. The insurance company will guide you through the claim settlement process.